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Granite Credit Union

You are leaving Granite Credit Union's web site to go to a site not operated by the credit union. Granite Credit Union is not responsible for the content of that web site. Granite Credit Union does not represent either the third party or the member if the two enter into a transaction. Privacy and security policies may differ from those practiced by Granite Credit Union.

Resources

Direct Deposit

Your employer can automatically transfer your paycheck to your Granite Account

Wire Transfer 

Electronically transfer funds domestically or internationally 

Mobile App

Check balances, make transfers and payments, deposit checks, find us.
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NCUA Federally Insured

You’re insured to at least $250,000.

Savings Rates

Check out how much we’re currently paying our members in dividends.
See Current Rates

Direct Deposit

Have your paycheck conveniently deposited automatically to your Granite account 

There’s no need to make a trip to a branch to deposit your paycheck. Your employer can make direct deposits to your Spend or Save Account – or both. The funds are deposited on, or even sometimes before, your scheduled payday. It’s faster and safer than manually cashing checks and it’s free with a Granite Spend Account.  

Set it up through your employer. You’ll need to give your employer your Granite account number and Granite Credit Union’s ABA Routing number, which is 324078721. 

Complete this form and submit it to your employer to start using Direct Deposit, or change an existing Direct Deposit arrangement.

Direct deposit is for more than just paychecks: 

  • tax refunds 

  • investment redemptions 

  • social security income 

  • other government benefits 

Tip

Many employers allow you to divide your paycheck to be automatically deposited into multiple accounts so you can keep some in your Spend Account for bills and expenses and put some into one or more Save Accounts. It’s an easy and effective way to build wealth.

Wire Transfer

Electronically transfer funds domestically or internationally 

Send and receive money safely and securely with a wire transfer. Wire transfers are a fast, easy way to send money and are often used in large amounts for a one-time payment for something such as a real estate transaction or doing business overseas. 

Incoming Wire Instructions: 

To: Alloya FCU 
ABA #271987635 
4450 Weaver Pkwy Ste 200 
Warrenville, IL 60555-3253 

 

Beneficiary 
Granite Credit Union 
ABA #324078721 
3675 South 900 East 
Millcreek, UT 84106-1964 

 

Final Credit to 
Member's Name 
Member's Account # 
Any special instructions 
(i.e. savings, money market, checking, loan #) 

 

Play it Safe 

Before you wire money make sure the individual or entity you are sending the money to is valid.

Never wire money to anyone: 

  • you haven’t met in person 

  • who says they work at a government agency like the IRS, SSA, or a well-known company 

  • who pressures you into paying immediately 

  • who says a wire transfer is the only way to pay 

  • who tries to sell you something over the phone 

  • who wants you to deposit a check and have you wire some or all of the money anywhere 

Visit the Federal Trade Commission website for common scams to be aware of. 

Click to Become a Member

Contact Information

Granite Credit Union

3675 South 900 East
Millcreek, Utah, 84106

*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed.
**APY = Annual Percentage Yield.
We provide links to third party partners independent from Granite Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Granite Credit Union.

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